Increasingly impacted by social inequalities, the effects of climate change and uncontrolled and poorly inclusive urban planning, cities must now turn to a more sustainable development model. They will soon be concentrating three quarters of the world's population, it is essential to rethink them taking into account the specificities of each territory, and seek both economic performance, circularity and inclusiveness. What role can the bank play in this complexly changing urban landscape?
Innovative mobile payment services already exist, and reflections towards the integration of Fintech solutions are underway. Other solutions could be envisaged, such as access to micro-credit or crowdfunding. But can it go further? Integrate other services and products that meet the challenges of more sustainable cities? What if we used digital technology to reinvent the role of bank in our cities and neighborhoods in transition? Free your creativity, forget the constraints and imagine with us the bank of more sustainable cities!
- What types of financial products or services should be associated with traditional banking offers? (mobile money, micro-credit, crowdfunding, crowdlending...)
- Located in the heart of cities, how the bank can meet the expectations of citizens thanks to digital technology?
- How to transform the bank agency into a place for meetings and exchanges between the different actors of the city? What products or services should be included to transform them into a place of convergence? What design should be adopted to achieve these goals?
- How can the bank support some of the pillars of the sustainable city: circularity and resource management, access for all to health, education, etc.?